Terms and Conditions

of Website Use and Registration


These Terms and Conditions and our Privacy Policy govern your use of simplified-money.co.uk (“our site”) and your relationship with Simplified Money Ltd (“us” and “we”), whether as a guest or a registered user.

Please read these carefully as they affect your rights and liabilities under the law. We recommend that you print a copy of this for future reference.

By using our site, you confirm that you accept these terms of use and that you agree to comply with them. If you do not agree to these terms of use, you must not use our site. Use of our site includes accessing, browsing, or registering to use our site.


Please note that to request any of our reports or services, you will be required to register on the site as part of that process and our Terms and Conditions for Services will apply. Please refer to our Privacy Policy to understand what information we will request about you, how we might use it and what we will not do with it.

Who we are


Simplified Money Ltd is a company incorporated and registered in England and Wales with company number 9740076 whose registered office address is 7/8 Eghams Court, Boston Drive, Bourne End, Buckinghamshire SL8 5YP.

Our main trading and address for correspondence is No 29, Dedmere Court, Marlow SL7 1PL. 

Use of our site


Our site is made available free of charge but any services ordered by you will be subject to a fee and subject to our Terms and Conditions for Services.

The tax rules and financial allowances referred to within our site, and used as the basis for calculations within our paid-for services, are those as laid down by the law in the UK as of the date quoted. If you choose to access our site from outside the United Kingdom, you do so at your own risk and we cannot provide any assurance that the requirements of your local legislation will be met. 

To use the Site you will require internet connectivity and appropriate telecommunication links. We shall not be liable for any telephone or other costs that you may incur. You are responsible for making all arrangements necessary for you to have access to our site.

You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms of use and other applicable terms and conditions, and that they comply with them.

We do not guarantee that our site, or any content on it, will always be available or be uninterrupted. Access to our site is permitted on a temporary basis. We may suspend, withdraw, discontinue or change all or any part of our site without notice. We will not be liable to you if for any reason our site is unavailable at any time or for any period.

Although we aim to offer you the best service possible, we cannot guarantee that your use of the service will be entirely without fault. If a fault does occur while you are using the service, you should report it to the Customer Services Team on 01628 861830, or by email to clientservices@simplified-money.co.uk. We will attempt to correct the problem as soon as we reasonably can.

Your access to the Site may occasionally be restricted to allow for repairs, maintenance or the introduction of new facilities and services. We will endeavour to keep the time spent on such services to a minimum and restore access to the full functionality as soon as possible.

We may update our site from time to time, and may change the content at any time. However, please note that any of the content on our site may be out of date at any given time, and we are under no obligation to update it.



To register your details with us for free or paid for services, you must be over the age of eighteen. You must ensure that the details provided by you on registration or at any time are correct and complete. You must inform us immediately of any changes to the information that you provided when registering by updating your personal details.

If you do not inform us immediately of any changes to your, or any other persons, information that you have given us, we will not be liable for any impact of these changes on the services we have previously supplied.

You can cancel this agreement and any registration you have with our Site at any time by informing us in writing and we will, where applicable, delete your registration details. If you make such a request, you must stop using our site forthwith. The suspension or cancellation of your registration and your right to use our site shall not affect either party's rights or liabilities, including liabilities incurred through provision of our services up until the date of cancellation.

Password security


When you register to use our site you may be asked to create a password, or we may create a password for you. You must keep this password confidential and must not disclose it or share it with anyone – including our employees. We will never ask you for your password. You will be responsible for all activities that occur or are submitted under your password.

If you know or suspect that someone else knows your password, you must promptly notify us at clientservices@simplified-money.co.uk. You can reset your password by either accessing your profile when logged in or (where applicable) using the ‘forgot my password’ link on a relevant registration page.

However, if you think it may be used for malicious reasons, against yourself or against us, you must also notify us by calling Customer Services immediately on 01628 861830.

If we have reason to believe that there is likely to be a breach of security or misuse of our Site or that you have breached these terms of use, we may suspend your account without notice and disable any user identification code or password, whether chosen by you or allocated by us, at any time.

Intellectual property


We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

You may print off one copy, and may download extracts, of any page(s) from our site for your personal use. You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text. Our status (and that of any identified contributors) as the authors of content on our site must always be acknowledged.

You must not use any part of the content on our site for commercial purposes without obtaining a licence to do so from us or our licensors.

Prohibited activities


You may not use our site for any of the following purposes:

  • Interfering with any other person's use or enjoyment of the site

  • Making, transmitting or storing copies of materials protected by copyright without the permission of the owner

  • Gaining unauthorised access to other computer systems

  • Breaching any laws concerning the use of public telecommunications networks

  • Interfering or disrupting networks or web sites connected to the site


We reserve the right to refuse access to our site for anyone we believe may be seeking to or who has been found to contravene the above limitations.


You indemnify us against all losses, liabilities, costs and expenses reasonably suffered or incurred by us, all damages awarded against us under any judgment by a court and all settlement sums paid by us as a result of a settlement agreed by us arising out of such actions.

Our liability


Nothing in these terms of use excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.


To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our site or any content on it, whether express or implied.

We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with use of, or inability to use, our site or use of or reliance on any content displayed on our site.

Please note that we only provide our site for domestic and private use. You agree not to use our site for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.

We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any content on it, or on any website linked to it.

We assume no responsibility for the content of websites linked on our site. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.


Different limitations and exclusions of liability will apply to liability arising from the production of any reports for you, which will be set out in our Terms and Conditions of Supply.

No reliance on information


The content on our site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action based on the content on our site.

Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up-to-date.

Third Party information


The site may from time to time provide content that has been written by independent third party contributors. While we will try to ensure all material included on our site is correct, reputable and of high quality, we cannot accept responsibility if this is not the case. Opinions expressed by third party contributors may not be the same as our own.

We cannot accept responsibility for errors and inaccuracies that may be contained within these third party contributions and/or third party websites accessed via links, or for the results obtained from the use of such information or for any technical problems you may experience with our site.

If we are informed of any inaccuracies in the material on our site we will undertake to correct those inaccuracies as soon as we reasonably can.

Linking to our site


You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. Our site must not be framed on any other site. If you wish to link to create a link to any part of our site other than the home page, please contact us first, via email to hello@simplified-money.co.uk.

You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

You must not establish a link to our site in any website that is not owned by you.

We reserve the right to withdraw linking permission without notice.

Third party links and resources in our site


Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those sites or resources.



We may update these Terms and Conditions from time to time. Please check this page from time to time to take notice of any changes we made, as they are binding on you. If you are a registered user, any changes will be notified to you via the e-mail address provided by you on registration or via a suitable announcement on our site. If you continue to use our site after the date on which the change comes into effect, that use indicates your agreement to be bound by the new Terms and Conditions.



We do not guarantee that our site will be secure or free from bugs or viruses.

You are responsible for configuring your information technology, computer programmes and platform in order to access our site. You should use your own virus protection software.

You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site.


You must not attack our site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

Applicable Law


Please note that these terms of use, its subject matter and its formation, are governed by English law. You and we both agree to that the courts of England and Wales will have non-exclusive jurisdiction. However, if you are a resident of Northern Ireland you may also bring proceedings in Northern Ireland, and if you are resident of Scotland, you may also bring proceedings in Scotland.

Contact us


To contact us, please email: hello@simplifed-money.co.uk. Thank you for visiting our site.

© Simplified Money Ltd 2020

Simplified Money Ltd is registered in England, no: 9740076; Registered Head Office 7/8 Eghams Court, Boston Drive, Bourne End, Buckinghamshire SL8 5YS

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